Tom and Tammey made turning 65 and dealing with all the new health insurance terms so much nicer and easier. They walked me through the policies of Medicare, supplemental insurance, and prescriptions. It was all Greek to me! They have continued looking out for my best interests for 12 years. I don’t know what I would do without them! – Except pay much higher premiums! I have so much confidence in them that I bought a long-term health care policy from Tammey. I didn’t even know such a service existed until my husband used them at his law office. I am sure glad he found them.